Before you go over the laundry list of what to know when buying a home, like—how’s the plumbing? Does the basement have an adequate drainage system in case of heavy rain? When was the last renovation? Will those linoleum tiles really age well? (The answer is no.)

Before you consider all the assets of the home, you should consider if you’re actually ready in the first place. Before you’re ready to buy, you should understand how big of an investment you’re getting into. You should be prepared with an emergency fund to cover house repair incidentals (how old is that roof you’ll be living under? And is the oak tree determined to collide with it?) set aside from your savings. More than anything, you should think about the kind of loan you can acquire to help pay for the whole thing. Consider your property Loan Qualifications and where you can get it from. For more info on the complex process of buying a home, please click on the contact form or call one of our quality home loan representatives today!