Prime Lenders are ideal because they offer the lowest rates and lowest fees. Unfortunately, these types of loans are only offered to those with stellar credit. Generally, you won’t qualify for a prime loan if you’ve had any late payments in the last two years, and you should have a debt ratio of less than 36.

If you have bad credit, you will probably only qualify to do business with sub-prime lenders, which tend to offer loans with less than ideal rates.

Do you have good credit and want access to the best prime loans? Let Loan Home set you up with our tier-one lending partners today. Get that great loan you’ve been looking for and start living your new life right now! Just fill out our contact form to speak with one of our skilled representatives.